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Assertion (A) "The problem of rural credit is not primarily one of rural credit, it may be said to be one of rural minded credit." Reason (R) The Indian economy has yet to come out of rural mentality. Bank rate specifies Organisation structure is primarily concerned with . . . . . . . . and . . . . . . . . of tasks and authority. . . . . . . . . is a detailed and systematic study of jobs to know the nature and characteristics of the people to be employed in different kinds of jobs. Lapping is also known as: